Our Rates

Fees and charges

Click here to view our fees and charges leaflet for Personal Banking products.

Click here to view our fees and charges leaflet for Commercial Banking products.


Deposit Rates

  • Current Account - 0.05% variable
  • Instant Access Savings Account- Up to 1.15% variable. Click here to view full IASA Rates infromation.
  • Fixed Deposits - Subject to individual terms

 

Lending Rates

  • Car Loans - 10.25% fixed (reducing balance), 5.64% fixed (flat rate equivalent)
  • Personal Loans - 14.0% fixed (reducing balance), 7.74% fixed (flat rate equivalent)
  • Overdrafts - 15.75% per annum variable
  • Unauthorized overdrafts - 24.0% per annum variable (on Personal Banking)
  • Unauthorized overdrafts - 24.0% per annum variable (on Commercial Banking)
  • Credit Cards - 2.24% per month variable
  • Penalty Interest - 2.00% on delayed payments

 

Facilities linked to Prime Lending Rate (PLR)

  • AED PLR - 7.00%
  • USD PLR - 6.75%

IMPORTANT:
All interest rates and charges quoted are variable, per annum and in AED, unless stated otherwise. Personal loans, Car loans, Commercial Car loans and Mortgages are calculated on Equated Monthly Installments (EMI). EMI calculated rates are only effective from 23rd May 2010. Interest rates are effective from 10th May 2010.

All flat rate information is provided for comparision purposes only.
Different terms and conditions apply for customers in the Collective Advantage scheme.
Lloyds TSB Bank plc has a licence issued by the UAE Central Bank to carry on banking business in the United Arab Emirates. Lloyds TSB Bank plc, (Registered in England & Wales). Registered Number 2065, 25 Gresham Street, London EC2V 7HN. Lloyds TSB Bank plc is authorised and regulated by the Financial Services Authority for investments in the UK. Rules and regulations made under the Financial Services and Markets Act 2000 for the protection of investors, including the Financial Services Compensation Scheme, do not apply to the investment business of companies within the Lloyds Banking Group carried out from offices outside the United Kingdom. Lloyds TSB Bank plc is a wholly-owned subsidiary of Lloyds Banking Group plc whose office is Henry Duncan House, 120 George Street, Edinburgh EH2 4LH. All applications for finance are subject to status. Terms and conditions apply.

Contact us

For further enquiries please contact our Solutions team on +971 4 342 2000 or click here to submit an enquiry .